Which? Money Compare displays all available credit card deals from providers large and small, whether we get paid commission or not. It makes no difference to how the credit cards appear in our tables, meaning you’ll always be able to stay in control and find the best deals for you, not us.
These are the companies that combine competitive deals with excellent customer service, and have been awarded Which?'s coveted Recommended Provider status.
How long the interest-free deal lasts.
The annual interest rate you'll pay on new purchases after the interest-free deal ends.
Whether rewards are paid on your spending with the credit card.
The minimum annual income you need to have to take out the credit card.
What you earn as a percentage of your spending with the card-issuing retailer. For tiered cash back, the percentage is based on spending £500 a month.
What you earn as a percentage of your spending with other retailers. For tiered cash back, the percentage is based on spending £500 a month.
The fee you'll pay for having the card each year, if any.
Points earned at the standard rate on all spending with the card. Where a provider has two cards we show the higher rate.
Cash back you would earn in the first year based on spending £500 a month.
The maximum amount of cash back you can earn in a year.
The fee you'll pay for making transactions in Europe.
The fee you'll pay for making transactions outside Europe.