Ready to get a mortgage?
Find the right mortgage using the fee-free service provided by L&C Mortgages
Compare mortgagesBy clicking a retailer link you consent to third party cookies that track your onward journey. If you make a purchase, Which? will receive an affiliate commission which supports our mission to be the UK's consumer champion.
Loan-to-value (LTV) is the ratio of mortgage to property value, expressed as a percentage. For example, if you're buying a £100,000 property with a £10,000 (10%) deposit, you'll need a 90% LTV mortgage.
You can find out what LTV you need by inputting your deposit (or equity if you're remortgaging) and property value in the calculator below.
Find the right mortgage using the fee-free service provided by L&C Mortgages
Compare mortgagesNow you've figured out your LTV, you can use these calculators to work out the finer details of your mortgage:
You can browse our full list of mortgage calculators for more help with your move.
Find the best mortgage for you, with expert help provided by L&C Mortgages
Get advice now