Energy grants for your home

Find out if you qualify for energy grants from the government or your energy supplier to help make your home more energy efficient, cut your carbon footprint, and reduce your bills
Sarah IngramsPrincipal researcher & writer
Family with bills

Support is available to help you pay your energy bills, including grants and offers to help cover the initial cost of installing energy efficient features in your home. 

The average household could be wasting hundreds of pounds each year because their property isn't energy efficient. 

You may also be spending more money than you need to if you’re eligible for help with paying your gas and electricity bills. Making your home more efficient will make it cheaper to run over time, and the changes you implement can help make it feel cosier too.

Here's the lowdown on how the different schemes work and whether you qualify for them.

Cut your energy bills by following our tips on saving energy at home.

Help paying your gas and electricity bills

  • The Warm Home Discount gives £150 each year, mainly to pensioners and people who receive certain benefits.
  • The Winter Fuel Payment contributes towards your winter heating costs if you're aged over 66 (you get more if you're over 80).
  • If winter is particularly cold, some households in England and Wales can get the £25 Cold Weather Payment for each week that it’s below zero degrees.
  • In Scotland, the Winter Heating Payment gives £50 to qualifying households each year. 
  • Fuel Direct can help you manage your energy bills if you get Income Support, income-based Jobseeker’s Allowance, income-related Employment and Support Allowance, Universal Credit or Pension Credit.

Royal British Legion grant

If you or someone in your household is a veteran, you can apply for a grant to help pay your energy bills through the Royal British Legion

The charity provides non-repayable emergency grants of up to £1,200 (£200 a month for up to six months) for veterans and their families across the UK.

The scheme is generally open to those who have served, or are serving, in the Royal Navy, British Army or Royal Air Force, alongside their families, dependants and carers, which can include children, current and former spouses and partners, widows and widowers. But even if you're not sure you're eligible, it's worth checking your eligibility on its website or by calling its helpline on 0808 802 8080.

If you're currently getting any means-tested state benefits, you should qualify for the Royal British Region's grant automatically. But you could still be eligible even if you don't get any means-tested benefits.

If your application is successful, you'll get up to £200 a month for up to six months. The exact amount and duration varies depending on your circumstances. You could get:  vouchers to top up your gas or electricity prepayment meter, a virtual credit card you can use to pay energy bills, vouchers for food, clothing or household products or replacement white goods.

Even if none of these initiatives apply to you, other help may be available from your supplier. Find out more about the help available if you're struggling to pay your energy bills

Free insulation and energy efficiency grants from energy suppliers 

The Energy Company Obligation (ECO) provides grants for energy efficiency measures such as cavity wall insulation and loft insulation

You might also be able to get help with upgrading your heating system. 

The ECO grants are provided by energy suppliers, rather than the government. The biggest companies have to take part in the scheme.

Grants are mainly aimed at low-income or fuel-poor households and those in vulnerable situations. However, the eligibility criteria for ECO are quite complex. 

The government also launched ECO+ or the Great British Insulation Scheme, this year. It will offer 100,000s more grants to fund insulation for homes that have low energy efficiency ratings and are in lower council tax bands.

To find out if you could qualify, check the Simple Energy Advice website or call Home Energy Scotland on 0808 808 2282. Find out more about how it works in our ECO guide

How much money could energy efficiency measures save you?

There are many ways to save energy and money in your home. Some, such as draught proofing and fitting energy-saving light bulbs, are cheap and easy to do. 

Loft insulation and cavity wall insulation are relatively straightforward to install and will yield big savings. Solid wall insulation is more expensive, but the long-term savings can be even greater. 

Here are the estimated savings per year for different types of insulation:

Insulation typeSemi-detached houseDetached houseMid terrace houseBungalowMid-floor flat
Cavity wall insulation£265£455£155£2200£125
Loft insulation (0-270mm)£250£415£225£410N/A
Draught proofing£45£45£45£45£45
Floor insulation£75£125£50£135N/A
Solid wall insulation£360£620£210£270£170

Figures are estimates from the Energy Saving Trust for England, Scotland and Wales and based on a gas heated home. Last updated October 2023.

Compare these annual savings with how much they cost to install to find out how long it will take for the insulation to pay for itself.

If your home is already well insulated, consider fitting a modern condensing boiler with a programmer, room thermostat and thermostatic radiator controls. While doing this will be pricey, replacing an old boiler with a modern one with heating controls could save you £355 a year (in a semi-detached house). 

Read our guide to how to make your home more energy efficient for more tips.

Other ways to save money on energy

As well as getting help to install energy efficiency measures to help cut your energy use, it's worth checking that you’re on the best-value energy tariff for you too. 

There are few tariffs that will save you money now but, if and when more become available, you can search for energy tariffs using our energy comparison service. Use our ratings and expert advice to help you choose the right energy tariff for you. 

Earn cash for generating renewable energy

Installing energy-generating technologies, such as solar panels, is something you should only consider after you've made your home as energy efficient as possible. 

The upfront costs of installing generation at home can be high. But the Smart Export Guarantee can pay for the electricity you generate at home and export, while the Boiler Upgrade Scheme (BUS) helps to offset the initial expense of installing renewable heating. This replaces the Renewable Heat Incentive (RHI) - which closed in 2022.

These schemes support renewable technologies including solar panels,  ground-source heat pumps and air-source heat pumps.

What was the Green Homes Grant?

The Green Homes Grant Scheme was a government grant for homeowners in England to help pay for some energy-efficient home improvements. 

Grants were for up to £5,000 (or £10,000 if you received certain benefits) were meant to pay at least two thirds of the cost of energy-saving renovations including:

The Green Homes Grant launched in September 2020 and closed to new applications in March 2021.

What was the Green Deal?

The Green Deal was a government scheme that gave loans for energy-saving home improvements. It closed in 2015.

If you took out a Green Deal Loan you'll be repaying it through your electricity bills. Loans typically lasted between 10 and 25 years.

If you sell your home you must tell the buyer about your Green Deal loan. That's because the person who pays the electricity bill pays it back, so it would pass to them. If they're not comfortable with this the buyer might want to renegotiate the terms of sale or you could consider repaying the Green Deal early as part of your conveyance.

If you move into a property with a Green Deal, the landlord or seller must show you a copy of the Energy Performance Certificate - this will explain what improvements have been made and how much you'll need to repay.