Saga home insurance review

What does Saga offer?

Saga has provided a range of products and services to over-50s in the UK for more than 65 years.

It has offered home insurance and car insurance since 1980 and introduced pet insurance and private health insurancea decade later.

Saga insurance is owned by the Saga Group and its home insurance is underwritten by a panel of Acromas, Ageas, Axa, Covea, Geo (RSA), Highway (LV), Integra, Lloyds, Pen (Fairmead), Prestige (Aviva) and RSA.

Saga's standard policy, called Select, offers cover for lost and stolen keys, subsidence and burst pipes as standard. You can add optional cover for home emergencies (with boiler cover), accidental damage, blockage of sewage pipes, personal possessions away from the home and legal protection

• Find out more: How to find cheap home insurance.

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Does Saga offer the best home insurance?

We've rated dozens of insurers on their policies and, where possible, customer service. Members can log in to read our full reviews. 

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How good are Saga's home insurance policies?

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How did customers rate Saga's home insurance?

We've talked to customers who recently claimed to score insurers on their customer and claims service. 

Members can log in to see these scores. If you're not already a member, join Which? and get full access to these results and all our reviews.

How can you save money on Saga's home insurance?

Saga's prices for its insurance policies vary depending on whether they are bought online, by phone or via comparison websites. It is worth checking all three to make sure you're getting the best deal. 

If you call Saga, consider trying these tips to haggle the premium down. 

Saga's Select home insurance policy can be found on the following prices comparison websites:

• Compare the Market
• Confused.com
• GoCompare
• MoneySuperMarket

The Plus policy is only available directly from Saga. 

For other ways to save money on home insurance, see our guide.

How can I claim?

If you need to make a claim with Saga home insurance, refer to your policy documents for the phone number relevant to your policy or call 0800 092 1426 in a home emergency. 

For Saga's guidance on the claims process, visit their website.

• Find out more: is it worth claiming on your home insurance?