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07 Jul 2023

SAGIC home insurance review

Find out how we rate its policies against other providers

Lanna RosgenMarket analyst

In this article

What does SAGIC offer?
Does SAGIC offer the best home insurance?
How good is SAGIC's home insurance policy?
How can you save money on SAGIC home insurance?
How can I claim?

What does SAGIC offer?

SAGIC is self-underwritten, and offers one home insurance policy - 'House and Home'.

Its policy covers lost and stolen keys, home emergency, some accidental damage, burst & blocked pipes, damage to underground services and subsidence as standard. You can optionally add cover for bicycles, legal protection, full accidental damage, and personal possessions away from the home.

Founded in 1909 by the Salvation Army, SAGIC describes itself as one of the oldest continuously operating ethical insurers, with profits benefiting the less privileged in society.

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Does SAGIC offer the best home insurance?

We've rated dozens of insurers on their policies and, where possible, customer service. Members can log in to read our full reviews.

If you're not already a member, join Which? and get full access to these results and all our reviews.

We analyse and rate 21 aspects of buildings cover, 40 areas of contents cover, and 25 features applicable to both (such as admin fees). We use this data to award each provider policy scores for its buildings and contents cover.

Initially, we score all of the product elements out of five, reflecting how competitive each policy is in this area compared with other insurance products. We also assess how important different policy elements are to consumers when choosing and using their home insurance, and factor this in when calculating our policy scores. More important features (such as alternative accommodation cover) will have more of an effect on the score than some other features (such as cover for the contents of your freezer).

How good is SAGIC's home insurance policy?

Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.