NFU Mutual travel insurance review

What does NFU Mutual travel insurance offer?

NFU Mutual's travel insurance is only available to customers who've bought Home and Lifestyle or Bespoke home insurance policies. You can see how we rated them in our NFU Mutual home insurance review.

NFU Mutual is one of only two providers that will apply its excess (£50) once per claim - which could potentially save hundreds if you're travelling as part of a group. Around half of providers charge excesses per person per claim.

Like most travel insurers, NFU Mutual covers some pre-existing medical conditions - but these won't be covered unless you declare them when applying for the cover. 

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Does NFU Mutual offer the best travel insurance policies?

We've rated dozens of insurers on their policies and, where possible, customer service. 

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How good are NFU Mutual's travel insurance policies?

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How good is NFU Mutual at handling claims?

The latest data from the Financial Conduct Authority shows that NFU Mutual – which underwrites it own policies – paid out 90-95% of claims made on annual European policies in 2022. This is above the average of 76%.

It also paid 90-95% of claims made on annual worldwide policies - higher than the 82% average.

NFU Mutual travel insurance: how can I claim?

For medical emergencies abroad call +33 1 45 16 64 65.

To make a claim, call +44 800 282 652.

Before calling for cancellation claims, you should contact your travel agent and/or airline to seek a refund or to move your trip.

You'll need your policy document when you call.

• Find out more: how to claim on your travel insurance